Financing
Finance your kitchen
through Dollar Bank.
Townsell recommends Dollar Bank's Home Improvement loan programs for Cleveland-area homeowners. Three options depending on your equity position and project size — rates starting at 5.64% APR.
Option 1 — Best for most projects
Home Works Home Loan
No equity requiredDollar Bank's purpose-built home improvement loan. You don't need existing equity — ideal if you haven't owned long or your equity is tied up elsewhere.
- APR as low as 8.69% (secured) or 9.69% (unsecured)
- Borrow up to $50,000
- Terms up to 120 months (secured) or 60 months (unsecured)
- Example: $25,000 secured ≈ $312/month
- 0.25% rate discount with qualifying Dollar Bank checking account
- No equity required to qualify
Option 2 — Larger projects
Home Equity Loan
Lowest ratesUse your home's equity for a fixed-rate lump sum. Best for larger renovations where you want predictable monthly payments and the lowest available rate.
- APR as low as 5.64% (promotional)
- Borrow $25,000–$150,000
- Terms from 60 to 276 months
- Fixed monthly payments — rate never changes
- 1st or 2nd lien options available
- Potential tax deductibility — ask your advisor
Option 3 — Phased projects
Home Equity Line of Credit
Most flexibleA revolving credit line you draw from as needed — ideal if your project is phased or you want flexibility without borrowing a lump sum.
- APR as low as 5.99%
- Lines from $50,000–$100,000
- Interest accrues only on what you borrow
- $50 annual fee (waived first year)
- Draw multiple times without reapplying
- Variable rate tied to Prime
Rates and terms are subject to credit approval and may change. Contact our rep Darlene Adams at 216-288-3826 for current rates and to apply. Townsell is not affiliated with Dollar Bank and does not receive compensation for referrals.
How It Works
From quote to funded in four steps.
01
Get your proposal
Book a free consultation with Curtis. You'll leave with a fixed-price proposal so you know the exact amount to request.
02
Choose your loan
Pick the Dollar Bank product that fits your equity position and timeline. Call Darlene Adams at 216-218-3826 to apply.
03
Get approved
Dollar Bank processes applications Mon–Fri 8am–8pm, Sat 9am–3pm. Decisions typically within a few business days.
04
We start work
Once you have funding confirmed, we schedule your project. Curtis handles the rest.
Get your number first.
Book a free in-home consultation and walk away with a fixed-price proposal — so you know exactly what to request from Dollar Bank.